Auto accidents happen so quickly that most people don’t get the time to react. If you were injured in such a mishap in Toledo, you must take steps to protect your rights. Ohio is a fault/tort state. If the car accident happened because of the driver’s fault, that driver is liable for the losses and injuries incurred by others. Immediately after an accident, you must call a Toledo injury attorney. Here are some key aspects worth knowing.
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Insurance companies won’t empathize
Typically, you would start by filing a claim with the at-fault party’s insurer. It is common for people to assume that the insurance company would offer help, especially when they have sustained serious injuries. Unfortunately, that’s not the case. Claims adjusters often adhere to bad faith insurance tactics. They may pressure you into accepting the first settlement, which is unlikely to be close to what you deserve. They may also use the available evidence against you to prove that you are at a major fault for the car accident. Many companies also discourage victims from seeking medical care.
Negotiating with the claims adjuster without a car accident lawyer could be a serious mistake. Attorneys know what it takes to negotiate, and they wouldn’t settle the matter for less than what you should get.
Your lawyer can help you in a number of ways, including –
- Determine the worth of your claim and offer a free case assessment
- Help you get a copy of the police report
- Gather evidence and collect witness statements
- Talk to medical experts
- Hire accident reconstruction experts if necessary
- Negotiate with the insurance company
- Review the need for a possible lawsuit
- Take care of the paperwork
Reduce your stress
Hiring a car accident lawyer is all about availing of their experience and expertise. Top lawyers are aware of insurance tactics and know what it takes to get a fair outcome. If you have sustained serious injuries, you may need a long time to recover, and as per Ohio’s statute of limitations, you just have two years to file a lawsuit. Let an attorney handle the work as you take time off for your healing. All car accident and injury lawyers work on a contingency fee, and that fee is only payable when the client wins.
With no upfront payment and unwanted financial burden, you have more reasons to lawyer up for your car accident claim. Speak to an attorney immediately.